Category: Structures

By Michael Challiner

We’re all aware of the terrific damage storms have caused in recent years, but despite all the suffering they cause, we all tend to forget about it when the sun’s shining and the birds are singing. That’s a shame really, as it’s just at that time when you could get around to making sure that your home is secure against storm damage.

Falling trees, masonry and roof tiles are the greatest hazards. Obviously they can cause damage to cars and pedestrians, but in the case of roof tiles, they can allow water into the property. Regular inspection and carrying out any necessary repairs can save a whole lot of trouble. If it’s a while since you re-assessed your home insurance policy (incidentally if this is the case, you could be paying a lot more than you need – but more about that later) are you really aware of what is included in your cover if it comes to storm damage?

Maintenance means checking out certain things on a regular basis. Start clearing out the gutters to lessen the risk of them blocking and overflowing, particularly if you have nearby trees which shed leaves, producing a soggy mess. (Good for the compost heap by the way). The roof should be checked too, for loose tiles and at the same time check for chimney crack or pointing problems. Trees, rotten branches and any fences or boundary walls should be secure and stable.

Buildings insurance normally covers damage to the actual structure of your home and outbuildings which are used for domestic purposes, your paths and driveways which are caused by flood and storm. Cover may not necessarily be provided for damage which occurs due to heavy rain or extremely high winds. This seems a very unsatisfactory situation, as it’s surely still a flood or a storm? However, it needs checking out and you may need to add home emergency cover to your policy if it’s not already there. If it’s a while since you re-assessed your home insurance policy (incidentally if this is the case, you could be paying a lot more than you need – but more about that later) are you really aware of what is included in your cover if it comes to storm damage?

On a typical policy from one of the well-known insurers, to add home emergency cover to your current policy would cost less than four pounds a month and offers re-assurance that you would be covered for problems with not only roof damage, but plumbing and drainage, heating and power supply. It’s not total cover, but it does pay up to a maximum of five hundred pounds per claim to cover a call-out charge. Two hours labour costs, with a maximum of a hundred pounds are allowed for parts and necessary materials.

Several providers will offer this type of cover, but it does vary widely between different ones, so read the small print very carefully to make sure you’re getting the cover you need. Whilst talking about small print – if you’ve been with your current home insurer for a while and got used to just renewing the policy every year, you should consider having a look what other insurers are offering. Don’t automatically renew your policy as there could be better deals available. It’s simple enough to check and you can do it on-line.

About the Author: You’ve just sorted out your home Insurance and are now looking to take out Cheap Critical Illness Cover. But you think “where do I start?” Well the Cheap CIC Insurance Protection website can help. At Cheap CIC Insurance Protection you will find lots of information on Cheap Critical Illness Cover. So to find a bargain, come to us!

Source: isnare.com

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byAlma Abell

When a person is needing to find a storage unit for their belongings they want to be ensured that they are receiving a good deal and that all of their property is kept safe. In order for an individual to have piece of mind it is essential that they utilize the services of a reputable storage facility. Although there are a number of different locations to choose from, individuals will find that not all of the locations will offer the same level of security that individuals wish to have.

Looking for the right location for self storage in Newnan can be an overwhelming task simply due to the large number of options available. An easy way to narrow down a person’s search is by looking into the features offered. There are some locations, such as Greison Storage in Newnan, that offer flexible storage terms at affordable prices. In addition, customers are able to take advantage of the many features included with their storage contract.

Areas that should be considered when choosing a storage faciltiy are:

* If the area is lighted and fenced

* Is there surveillance cameras available to further protect the customer’s property

* Is 24/7 access available

* Types of units available, including temperature controlled units

* Monthly storage fees

* Easy access for loading and unloading

Thankfully, a number of storage’s are able to fulfill these areas in addition to providing even more benefits to all of their customers. Individuals are able to look at the premises and ask questions in order to determine if the storage unit is right for them prior to entering into any contract. In most cases, a self storage unit will require a certain length for the contract, therefore individuals are advised to have a general idea of what their needs for storage will be in the future. Although there are several Self Storage in Newnan not all of these locations provide the same, high level security to their customers. It is important that individuals consider all of their options and all of these factors prior to choosing a unit. Having piece of mind knowing that a person’s belongings are safe is essential.

By Kirsten Whittaker

A steel garage is a perfect addition to any home. Steel garage doubles as a shelter for your vehicle, storage for tools and equipment, and can even serve as a working space for a do-it-yourselfer. Steel garages have become a favorite among savvy homeowners, as they are flexible, easy to build and very affordable. With a steel garage, you can store one vehicle or even a truck or a boat, even though you cannot accommodate a guest apartment or an office there. In any case, you can always choose a garage building plan that suits your needs without sacrificing space or look of your property.

When built according to garage building plans, a steel garage can cost you up to 40% less than conventional garages. With a steel garage, you can add a roof of your choice, install the doors and windows right where you want them, and of course, you can pick materials you can afford.

When picking a garage building plan, you must decide what your family needs. Would that be a two-car garage or a simple tool shed? With a clear idea in mind, take a look at your property and find a suitable space. You need to make sure that the garage has an accessible driveway and connection to the house for water and electricity. Avoid damp areas, if your property has them. To find the balance in form and function, you can add a steel garage to the side of your house. In fact, most garages today are attached to the house. Check your building permits and local building codes to make sure you don’t violate any of them.

Steel garages are fairly easy to assemble, but even with the simplest plan, you need to consider if you have enough time and expertise to build the garage by yourself, or maybe you need to hire a contractor to finish the job. As for the tools, most of them you might already have. If not, you can always rent them instead of buying. The garage building plan will list all the tools you need. Expert constructors recommend having all tools on site before beginning construction.

Steel garage building begins with precise marking of the excavation area. Most likely you will need a contractor to excavate the area and build the garage foundation with anchor bolts enclosed.

When the foundation is ready, you can raise walls. Before lifting the steel sheets into place, make sure the bottom is correctly positioned. At this stage ensure you have some help with lifting and holding the wall in place while fixing it in.

The roof must be built immediately after you have finished constructing the walls to avoid any weather damage inside the steel garage. Roof trusses will sustain loads only when they are vertical. Carefully lift the trusses and set them in place. Now you are ready to add roof sheathing. Polyurethane or particleboard is the most common material.

Steel garage building plans allow you to build exactly the garage you have in mind to fit in perfectly in whatever style home you have. Best of all, complete steel garage building plans are available for any project with blueprints and detailed walkthrough for every stage of the construction.

About the Author: For more information on Steel Garages ideas please visit the home improvements blog.

Source: isnare.com

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